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No Credit Check Cash Advances


When you have a pressing need for cash, the no-credit-check cash advance is a very handy tool to liberate you from financial worries. Generally, these types of loans are of short-term duration, and the loan amounts range anything from $100 to $1000. As a rule, the more you earn the larger the loan you will be eligible for.



Since no-credit-check cash advances are small, you cannot use them for bigger payments like paying off your car or other heavy expenditures. The lending firm or agent receives his due upon the arrival of your next paycheck, so financial experts advise you to make arrangements before they debit the amount from your account.



No-credit-check cash advances will overlook your previous credit history so you don?t have to worry about your credit scores. All you have to do is to prove your employment and earning details. However, the service fee charged by the lending organizations is very high; hence, one should avoid using this facility regularly.



Applying for these kinds of loans is simple. After you finish the application process the money is usually credited to your account in less than twenty-four hours. Before signing the forms of any specific company make sure you have gone through the offers of different players in the market.



An online search will show you the rates offered by the popular lending companies, and you can easily compare the rates and terms before you decide. Use the online calculators offered by these websites, which help you calculate the cost involved in prepayments and penalty fees.



Keep yourself informed and read the columns of loan experts who give valuable tips on the latest trends in the industry and the best lenders in the country. You can avail the offers of companies who offer attractive discounts and schemes for their patrons. With an informed choice you can get the best no-credit-check cash advance available in the lending market.





Check Advance provides detailed information on Check Advance, Cash Check Advances, No Credit Check Cash Advances, No Credit Check Payday Advances and more. Check Advance is affliated with Quick Cash Advance Loans.

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News about designer personal checks
Business Wire - A Course in Computational Number Theory: Essential Tool for Motivation and Explanation

Wed, 12 Nov 2008 08:00:00 GMT
November 12, 2008 -- DUBLIN, Ireland -- Research and Markets (http://www.researchandmarkets.com/research/03ac21/a_course_in_comput) has announced the addition of John...

Receiver in Petters case reports on progress - Duluth News Tribune

Wed, 26 Nov 2008 04:25:51 GMT

Receiver in Petters case reports on progress Duluth News Tribune, MN - 46 minutes ago Kelley told creditors he is analyzing personal assets as closely as the corporate ones. "We've drained swimming pools and lifted boats out of the water to ...

Thomas Kinkades Comforts of Home Personal Check Designs Top-Tear Checks

Wed, 11 Jun 2008 05:57:13 -0700
Thomas Kinkade Personal Check Designs Let You Cherish the Comforts of Home with Kinkade Art Checks - Step into a timeless place where you’ll always feel right at home. Sit for a spell on the front porch to breathe deep of fresh air fragrant with the scent of blooming flowers. Gaze upon latticed windows aglow with welcoming light and you’ll know the peaceful joy of an American hometown envisioned by Thomas Kinkade. Now four of Thomas Kinkade’s most beloved hometown masterpieces glow in these e

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Computer Speed Check


As technology advances, speed is a critical factor determining the efficiency of a computer. Compared to the machines in market today, the first computers were slow and sluggish. Competition resulted in manufacturers churning out CPUs with twice and thrice the speed of an existing model and the race is never ending. With the new Intel chip, the market saw new PCs with faster speeds. Speed rating is stamped on all the chips and it is measured in MHz {Mega-Hertz}



The central processing unit or CPU in a computer contains the chip where the speed is measured in clock cycles. Fast CPU chips do not, on their own, make a computer fast. The hard disk drive of the computer should be fast enough. Adding a hard disk cache is recommended because it speeds up the disk drive.



Checking the hardware system in entirety is essential to maintain speedy performance. Many applications run simultaneously on a system. Change process priorities need to be assigned so that more resources could be added to important tasks. Inadequate RAM {Random Access Memory} can also cause performance problems and affect the speed.



Unnecessary programs running in the background could also hamper speed. Experts recommend removing freeware shareware and plugins. Suspect programs like spyware create a slow startup and can hamper the speed. Registry errors and useless programs also slow down the computer. Slow start up is usually due to an overloaded registry.



Speed checks for the Internet will create smoother workflow. Deleting a few unnecessary desktop and shortcut icons also often helps improve speed. Settings in the BIOS can increase the processor speed but care needs to be taken not to let it go faster than what it was designed for. Otherwise, the processor will heat up and the fan may be inadequate to cool it down.



The above factors point out that upgrading the computer or buying a new super speed chip are to be considered only after the above simple options to improve the speed are exhausted. Before spending dollars on a faster CPU, the use and the application of the machine need to be evaluated.





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Your Ezine 13 Formatting Checklist

While sending out a text e-zine may seem like a piece of cake, there's more to it than you may think. *Good formatting* is the name of the game. Here's a handy checklist I use to make sure each of my issues is in great shape BEFORE I send it out. Please be my guest and use it for yourself!

1. Are all lines 65 characters or less?

More than that and your missive may come through looking messy to many subscribers. End each line with a hard return by pressing the 'enter' key.

2. Have you made sure there's no auto-formatting, such as bolding, italics, or underlining?

These features don't translate well in e-mail and can come out looking mighty strange on the other end. Instead, emphasize words or phrases with *asterisks,* 'quotation marks,' or ALL CAPS ... sparingly.

3. Are all sections neatly separated?

Use underscores (_____), asterisks (******), another nifty symbol ($$$$$, %%%%, @@@@), or a combination thereof (==) to help define each area and help your readers skim your issue more easily.

4. Do all Web links include 'http://' before them?

Some e-mail programs won't automatically hyperlink a URL in your text without this prefix. So don't take a chance -- make it easy for your readers to click and link, especially to YOUR site!

5. Do all e-mail links include 'mailto:' before them?

Same idea here: Some e-mail programs won't automatically hyperlink an e-mail address in your text without it. Be sure to leave no space between the colon and the first character of the address.

6. Is your masthead at the very top?

The masthead, or 'nameplate,' typically features your e-zine name, your name, your e-mail address, your Web address, and the correct date, volume number, and issue number. Make it the FIRST thing your readers see.

7. Have you reminded your readers right away that this is a
*subscription* publication?

Don't let them forget that they *asked* to receive this! Something like this right under your masthead will do: 'You've received this e-zine because you subscribed to it! If you wish to unsubscribe, please scroll to the end for more information.'

8. If you have a table of contents (TOC), do its listings match this issue's articles and features?

For example, if your TOC says your second feature in this issue is an article on Web site marketing, make sure it's right!

9. Have you included a copyright notice?

At the end of your content, before your contact info, post '(c)' immediately followed by the year and your name or your company's name. You should know that a copyright notice does not protect your ideas - instead, it protects the way you express them.

10. Are the correct advertisements in place?

Keep track of all your ad swaps and purchases in one main document to make this easy to look up each time. I use an Excel spreadsheet, which works great for me.

11. Do you give clear subscribe and unsubscribe instructions at the bottom?

Include subscribe instructions, because your e-zine will likely get passed on to others who'd like to sign up. The unsubscribe instructions are just BECAUSE - it's plain courtesy, and the law of the land. : )

12. Does your subject line include both the name of your e-zine and the issue topic?

By seeing your e-zine title, your recipients will know the e-mail is not spam. And by seeing the issue topic, they will know what's in store for this issue. Example: 'Sara's Cash Flow Tips: Increase Your Income Today!'

13. Have you sent a test of the issue to yourself or an associate?

Make sure it comes through reading well and looking great! (Check for any strange symbols that magically appear, odd breaks in the copy, inactive links, etc.) And this is a GREAT time to give it a final proofread.

(c)2001 Alexandria K. Brown

ABOUT THE AUTHOR

Alexandria K. Brown, 'The E-zine Queen,' is author of the award-winning manual, 'Boost Business With Your Own E-zine.' To learn more about her book and sign up for more FREE tips like these, visit her site at http://www.ezinequeen.com/

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Oakland Tribune - Drummond: Rep. Lee shares personal tragedy in memoir

Tue, 11 Nov 2008 08:00:00 GMT
November 11, 2008 -- There is the public Barbara Lee, who is best known for being the lone representative in the U.S. Congress to vote against giving President Bush a...

IRS seeks to return $4.56 million in undeliverable refunds and...

Sun, 23 Nov 2008 09:48:01 GMT
The Internal Revenue Service is looking for Alabama taxpayers who are missing more than 5,300 economic stimulus checks totaling about $3 million and nearly 1,500 regular refund checks totaling over... 3 days ...

Project Share needs you now more than ever - Southtown Star

Sun, 23 Nov 2008 10:13:21 GMT

Project Share needs you now more than ever Southtown Star, IL - 3 hours ago Readers can also send checks by clipping the coupon located with this column and mailing it to: Project Share, SouthtownStar, 6901 W. 159th St., ...

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New Technology Revolutionizes Check Collection

New Technology Revolutionizes Check Collection

Bad checks are a growing problem in the US economy. According to a 2001 study conducted by Global Concepts for the Federal Reserve, an estimated 300 million checks bounce per year, costing retailers over $200 billion.
Until recently, merchants had limited options for check collection: They could take the check and pray it didnt bounce; they could have a cash only policy and leave potential money on the table; they could use a service such as check guarantee. Unfortunately, for many small businesses, the latter option was not feasible because of cost issues. Now a new player has emerged on the block: free electronic check re-presentment, also known as RCK.
The RCK industry sprang up as a result of new regulations approved by NACHA (National Automated Clearing House Association) in November 1999. RCK processors offer their services at no cost to the merchant. Unlike check verification, the merchant does not need any special equipment or software. The merchant simply signs a few simple forms instructing their bank to send the bad check to the RCK processor. The processor electronically recovers the full face value of the check for the merchant and then electronically deposits the funds into the merchants bank account. The processor makes money by charging the check writer a fee based on state law, normally around $25-$30. NACHA projects that the use of electronic re-presentment could increase the rate of successful collection by 25 to 50 percent.
These are some of the benefits to the merchant of using electronic re-presentment
Improves Collection Results By As Much As 50 Percent
Faster And More Efficient Than Paper Process
Lower Bank Fees, Eliminates Second And Third Bounce Charges To Merchant
Small Value Checks Can Be Collected Cost Effectively
Merchant can keep track of checks in the recovery process
Collected funds are automatically deposited into merchant's account
Electronic Items Have Priority Over Paper Checks
These are some benefits for the check writer
Wont ruin check writers credit
No hassles from overaggressive collection agencies
No embarrassing phone calls from merchant
There are, however, limitations to be aware of when using a RCK service. Per NACHA guidelines, business checks, payroll checks, 3rd party checks, checks over 180 days old, and checks that are over $2500 cannot be processed electronically. Many RCK processors also offer free secondary collection through a collection attorney for these checks.
The merchant must post all proper notifications, which are normally provided at no charge by the RCK processor. This can take the form of a sign posted in the store or verbiage to add to customer receipts and contracts.
Overall, RCK is an excellent solution for merchants looking for a simpler method of check collection.

Carlos Scarpero is the founder and president of FreeNSFrecovery.com, a provider of electronic check collection services.

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WORLD WILDLIFE FUND


World Wildlife Fund is the largest conservation organization in the world. For 45 years, WWF has worked to save endangered species, protect endangered habitats, and address global threats such as deforestation, overfishing, and climate change. Known worldwide by its panda logo, WWF works in 100 countries on more than 2,000 conservation programs. WWF has 1.2 million members in the United States and nearly 5 million supporters worldwide.


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Testing SCR - How To Test And Check Silicon Controlled Rectifier

Testing SCR (silicon controlled rectifier) can be done by using an analog multi meter or specialize tester (such as the Peak electronic atlas component analyzer) designed to check semiconductor devices easily. SCR can be found in many electronic circuits. Part numbers such as the FOR3G and MCR 100-6 were very common used in computer monitor. Some called SCR as thyristor but in actual fact the word thyristor should not be associated exclusively with the silicon controlled rectifier. It is in fact a general name given to all four layer PNPN devices including the commonly used SCR. The diac, the Triac, and the SCS are the other popular devices belonging to the family of thyristors.

SCR consists of three pin of Gate (G), Anode (A) and Cathode (C). In order to identify the pin out, one must find it from semiconductor data book such the famous Philips ECG master semiconductor replacement guide. The data book will list out the general specification of the SCR such as the volt and ampere. If you want to know more details about a particular SCR, you can always try to search from the internet. Usually the SCR manufacturers will provide the full datasheet for those who want it.

Once you know the pin outs of the G, A and C legs you can begin to test the SCR. If you have the Peak electronic atlas component analyzer tester, what you need to do is to connect the three small clips to each pin of the SCR (any part number will do). The tester will begin to analyze the SCR and prompt you with the display such as ?Sensitive or low power thyristor? before it tells you the exact pin outs of G, A and C. After the first test, the tester will eventually show you the answer at the LCD display. Red is Gate, Green is Cathode and Blue is Anode. It is a simple process and you will know the answer in less than 10 seconds. If there is a problem in the SCR, the tester would not be able to show the results instead it shows a shorted reading.

If you don?t have this tester for checking SCR, I?m showing you another easy way on how to test SCR fast. You need an analog meter set to X1 ohm. Place the red probe to the Cathode and black probe to the Anode pin. At this time the meter doesn?t show any reading. Now gently move the black probe and touch the Gate pin (the black probe still touching the Anode pin) and you will notice the meter?s pointer will kick as shown at the picture (low resistance).

Removing the black probe from the GATE pin (the black probe still touching the Anode pin) you would noticed that the resistance continues to be there (low resistance). This is due to the conduction of SCR as the meter battery is usually able to supply current more than the holding current. If at this stage you removed the black probe from the Anode pin and connect it back, the pointer will dropped back to infinity (high resistance). If the SCR could hold the resistance then the SCR is considered good. If it can?t hold then the SCR is faulty.

Conclusion- Practice testing SCR more often to see how?s the result like. Try some different part numbers and power SCR-and if the resistance don?t hold using X1 ohm, you may try X10 ohm and etc.

Jestine Yong is a electronic repairer and a writer, for more electronic components testing tips, please visit his website at http://www.electronicrepairguide.com now.

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Advice on Performing Online Background Checks


Several popular websites are available for background checks online. A few of the most popular are E-Background Check, U.S. Search, Net Detective Plus and Best People Search. These websites offer a variety of levels of investigation, depending upon the employers needs.

Several popular websites are available for background checks online. A few of the most popular are E-Background Check, U.S. Search, Net Detective Plus and Best People Search. These websites offer a variety of levels of investigation, depending upon the employers needs.

Some of the information gathered is instant, however for more detailed reports, employers should expect a wait from anywhere between 1 and 7 days. Most of the major background search firms online understand the importance of adhering to the strict laws outlined in the Fair Credit Reporting Act. The Act prohibits certain information (i.e. bankruptcies over 10 years old, criminal charges without convictions, etc.) from being considered in the pre-employment process. It is important that employers utilize the services of a competent professional who understands the needs and legal obligations of the company.

Perform a search in any major search engine for the query free background check. You will certainly be overwhelmed with the search results and paid advertisements regarding offers for free background searches. If this is the first time you have attempted to perform a free background check, you may be in for a surprise.

Most investigative firms suggest that you outsource the background checks for your company. This generally means that free background checks do not provide the quality information that you need. Free background checks online do not always give the employer accurate or thorough information required by law. While it is true that most people are not trying to hide information from employers, it is those who have a background of avoiding legal action, whether it be child support obligations or criminal action, by moving from state-to-state or even in more extreme cases, falsifying their identities. Because of the easy access to information, it has made the job of con-artists even easier. Often times, free backgrounds checks on the Internet are not enough to screen for potential red flags.

Other experts in the investigation field recommend using searches in public records if the search is not of the most sensitive nature or is not necessarily one that has to be completed immediately. Websites that claim the too-good-to-be true advertising that they offer completely free background checks, are not being completely honest. An accurate and thorough background investigation takes time, and lots of it. This is the reason that private investigators charge a fee. They have access to databases and other areas that retrieves information about the prospective employee. It is usually in the best interest of the employer to dish out the $25+ in order to: 1.) limit their time spent on endless searches, 2.) to ensure accurate and thorough information and 3.) gain peace-of-mind that their decision to hire the applicant is a sound decision.

ABOUT THE AUTHOR

Background Checks provides detailed information about criminal, employment, online, executive, and personal background checks. For more information go to Background Checks and/or visit our affiliate site at Original Content Web.

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Tue, 19 Aug 2008 20:35:16 -0700
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Georgetown news in brief

Tue, 24 Jun 2008 20:47:20 GMT
To publish Georgetown column items, e-mail Courtney Nguyen at courtneyjnguyen@hotmail.com, fax items to 978-465-8505 or mail items to The Daily News, 23 Liberty St., Newburyport, MA 01950.

Georgetown news in brief

Wed, 07 May 2008 03:49:30 GMT
To publish Georgetown column items, e-mail Courtney Nguyen at courtneyjnguyen@hotmail.com, fax items to 978-465-8505 or mail items to The Daily News, 23 Liberty St., Newburyport, MA 01950.

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The Killer Sales Letter Checklist!

Sales letter not pulling like you want? Need a quick fill in the blanks formula for marketing your next product? Here are 20 essential components of the hard-selling sales letter:

1) Does your headline speak directly to your potential customer and give them a strong, specific benefit of your product or service?

2) Did you start with the strongest benefit of your product or service, then work your way down to include the least important benefits for your potential customer?

3) Do you explain how your product or service is better or different than your competitors?

4) Does your sales letter speak directly to your prospect? In other words, instead of saying, people that like horses will love this book you say, If you love horses youll love this book.

5) Do you use you twice as often as I in your sales letter?

6) Is your sales letter easy to read using short sentences and paragraphs?

7) Do you use power words and write with the goal of keeping your readers interest?

8) Do you show your potential customer their problem; agitate it by telling them how troublesome it is, then offer your product or service as the solution?

9) Is your copy clear, easy to understand, and follows a flow from one paragraph to the next?

10) Are your strong words and phrases highlighted or bolded to draw attention and keep the reader focused?

11) Is your sales letter written in a friendly, active, conversational, me to you, tone of voice?

12) Have you used specific numbers and facts in your copy to build instant credibility?

13) Have you included credibility creators, like why youre an authority on the subject, testimonials, and case studies?

14) Does your sales letter have a nothing to risk guarantee that shows your confidence in your offer?

15) Do you include a reason why youre making this offer? Are you doing it because you are tired of seeing people scammed on the Internet and what to provide them with solid information they can use for profit immediately? Or are you giving them a dirt-cheap price because you have an overstock on inventory and its costing you more to store the product in your warehouse?

16) Does your sales letter give details of what the customer needs to do? Call now. Or, simply fill out the form below, enclose your check or money order for $24, and mail to.

17) Do you make it easy for your potential customer to act on your offer?

18) Are you offering bonuses to increase response, or do you create high-perceived value for your product or service?

19) Did you create a sense of urgency in your letter, explaining that the price is for a short time or quantities are limited?

20) Have you answered all questions a prospective customer has about your product?

Grady Smith provides hard-core killer copywriting at prices you can afford. Use him for your sales letters, classified ads, and auto responder messages to set your marketing efforts on fire. Stop by http://www.cheap-copy.com and get your FREE critique and quote to learn how YOU can make more money!

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Community Calendar

Sun, 26 Oct 2008 09:22:33 GMT
Encore Youth Theater presents "Clue" at 2 p.m. at the Hartland Music Hall, 3619 Avon St., Hartland Township.

Two charged with stealing checks from mailboxes - Mid-Hudson News

Sat, 15 Nov 2008 12:26:23 GMT

Two charged with stealing checks from mailboxes Mid-Hudson News, NY - Nov 15, 2008 WURTSBORO – Two Wurtsboro residents have been arrested and charged with possessing personal checks stolen from mailboxes. Steven Ulatoski, 38, and Teriyln ... Rural news carriers stole checks, police say Kingston Daily Freeman News Minute: Here is the latest news from The Associated Press WCAX Newspaper carrier, woman, accused of stealing mail Times Herald-Record all 6 news articles

Girls Basketball Coaches Clinic Set.....

Mon, 20 Oct 2008 04:46:08 GMT
Ken Ricker made a trip to Pittsburgh for a basketball coaches clinic last Thursday night.

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Buying a Car? Check Your Credit Score First

Do you check your credit score and credit report before you go shopping for a car? You might find out that it is well worth your while to do so, as some auto dealers are taking advantage of the fact that many consumers do not know their credit scores.

No one likes buying a car; the entire process is awkward and cumbersome. Most items we buy are plainly marked with the price, but with cars, the price is often a mystery. Then you have to haggle with a salesman and hope that you have worked out the best price possible. Having done that, you have to arrange financing. You can often get an acceptable interest rate when financing through the dealer, but some dealers are padding their bottom line by offering loans at higher rates than they otherwise might.

The scam works like this - You negotiate your best price with the dealer and you agree to finance through them. You fill out the credit application and hand it over to the salesman, who has promised you some reasonable terms. He takes off to process the application and to check your credit report while you have a cup of coffee. He returns a few minutes later, shaking his head. He informs you that your credit score is only 600 and that you will not qualify for the interest rate he offered you. He says that you will have to pay a higher rate. And not knowing any better, you agree.

Had you done your homework by checking your credit score ahead of time, you would have known your actual credit score and you could have pointed out that the salesman's assessment of your credit score was incorrect. At that point, you could insist upon receiving the more favorable interest rate or threaten to finance elsewhere. This is a common scam that works because most people really do not know their exact credit score.

Learning your credit score is easy. All you have to do is visit the Websites of one of the three major credit bureaus - Experian, Trans Union or Equifax. For a modest fee, you can receive a copy of your credit report with your credit score. Armed with this useful piece of information, you can shop for a car with a bit more peace of mind, knowing ahead of time whether or not you can qualify for the best financing.

About the Author

?Copyright 2006 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including LemonLawHelp.net, a site devoted to information regarding lemon laws for automobiles.

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Food for Thought Offers “Mary Poppins” tickets, food & drink tastings Quad-Cities Online, IL - 41 minutes ago Books have long opened doors to all sorts of new experiences. One lucky attendee of the Rock Island Library Foundation’s “Food for Thought: Books Open Doors ... Rock Island library serves "Food for Thought" at fundraiser Nov. 20 Quad-Cities Online all 2 news articles

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Clinton

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PAINTING RAFFLE: The oil painting of Central Park's Foster Fountain, by local artist Cheryl Parabicoli, is on display at her store, Tinker's Cart.

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Today's cheap checks to order Article
Time Killer Checklist: Are You Suffering From Them?

I bet you're frustrated over never having enough time to get everything done in the day. There are only a fixed number of hours in the day, and no matter how hard we wish for it that will never change.



Unfortunately, most people find they have too little time to get everything done because they have several time killers in their life - things that take up much more time than they should. Here are 5 common time killers, as well as tips on how you can avoid them.



Poor Equipment



Have you ever had to wait for your computer to start up, or a file you need to open, or even a photocopier to make the copies you need? Perhaps your computer is even crashing constantly, forcing you to restart several times a day.



Often these problems come about from buying the cheapest option, or not maintaining the equipment properly. It's a false economy to do either - the few dollars you save is vastly outweighed by the cost of the time you lose. Fix or replace any such equipment as soon as possible.



Telephone Calls



The telephone is a two-edged sword. When used correctly, it can be a great time saver. But at times it can be another time killer.



Always know exactly what you are going to say before you call someone. Quickly identify yourself, and once you are talking to the right person cover what you need to and hang up. No casual chatting!



If you are receiving calls, and/or have a mobile, decide on fixed times when you will and won't answer the phone. For a normal phone you can screen your calls. For a mobile, simply turn it off and let the calls go through to voicemail. Then pick a later time to go through all the messages, and only answer the ones that are important.



People who won't stop talking



We've all met them - they love the sound of their own voice, and just won't stop talking. Unfortunately, saying you have to go rarely works. Your best bet is to avoid them where you can. If you receive calls from them, screen your calls (perhaps using caller ID) so you don't have to talk directly to them.



Traffic jams



Everyone living in the city has run into traffic jams at some time or another. While there isn't any way to get through a traffic jam any faster, you do have a few options.



Consider leaving earlier (or later), to avoid the traffic. If that's not possible, investigate public transport options like the subway. Finally, see if there is something else you can do in the car at the same time - perhaps listen to a training CD, or get a lift with someone else and do your work while they deal with the traffic!



Meetings



Meetings can be huge time killers, especially if there is no clear agenda for the meeting. If possible, avoid going to meetings that you don't have to attend. If you can't escape a meeting, encourage the use of a fixed agenda so everyone knows what should be covered. This allows people to (hopefully) gather their thoughts ahead of time, and will limit off-topic conversation.



We all suffer from time killers in our life. The people who are successful know how to identify those time killers, and how to avoid them.

About the Author:

Learn more about how you can take control of your life and get more done today than you ever thought possible with these time management tips. Discover the art of time management and personal organization.